Banks have decided to end 2016 with a bang as they did in 2015! Explanation.
Last year, with 156 billion euros of outstanding loans, the banks took advantage of the favorable real estate borrowing situation to take out as many contracts as possible. The shared objective is to encourage borrowers to take out loans ranging from consumer to real estate.
Observers note, however, that the economic situation in France remains gloomy overall, and unemployment is not falling. The purchasing power of the French as a whole has eroded. And the lenders seem to be targeting more the wealthy, the well-off households who invest in cities with high potential for buying and selling real estate.
Lending institutions have a soft spot for young couples. If you are a young couple with a permanent contract, log on quickly to compare mortgages online! Your rates will defy all competition!
Some institutions have remained selective. But they know that the sector is currently the most prominent. Structurally, rates are set to remain unchanged until 2017. At least until after the presidential elections.
As for young couples with an open-ended contract and seeking the status of first-time buyers, they can take out a zero-interest loan (PTZ) which can be a good personal contribution.
Analysts believe that stability depends mainly on the position of the European Central Bank, which is responsible for lowering bank interest rates in Europe to boost economic investment and loans to the lowest and most attractive, to convince yourself, visit this site: http://www.moncreditimmo.org
It is in these moments that the credit comparator appears as an essential working tool. It allows the future borrower to master the information on the loan amount, monthly payment, lowest rates, insurance rate, mortgage, personal contribution. He will also know his debt capacity on the long term.
The comparator puts on the scale all the real estate credit offers with the best rates. The future beneficiary, on the advice of a professional, will put together his file with realism. And this file will be presented to the bank of his choice with which he will negotiate with all the arguments that it is necessary.
Parisearch is a real estate agency in Paris.
Connected 24 hours a day to the market and its network, it responds to all requests for research or sales of real estate in Paris and the Ile-de-France.
Its objective is to accompany its customers in the realization of their project of life by securing their step and by allowing them to reach rare goods (off-market) which will make their happiness and will answer perfectly their criteria.