The criteria to take into account for the purchase of your future property in Paris
If the real estate market is not always in favor of buyers in France, this is all the more true in Paris. Indeed, it is difficult to invest and become an owner in the capital. Nevertheless, by calling on a real estate hunter for example, and by following the advice that we are going to give you here, you put the odds in your favor to find a property within your budget and that suits you.
Property hunter: a professional who can help you
You will have understood that our first advice is to call on a property hunter, an expert who will be able to guide you throughout of your purchase. We recommend it, especially if it is a very first investment.
- A professional at your service: the property hunter takes care of finding apartments or houses in Paris, while scrupulously respecting your criteria. He also assists you in subscribing to your mortgage, by making you benefit from a better rate and contacts owners or agencies, in order to show you the properties that suit you.
- The real estate hunter makes you benefit from his network: it's true, this real estate search expert has a substantial address book. Also, it becomes possible to have exclusive access to goods, for example, which allows you to have a choice.
- Strong bargaining power: You certainly don't know all the tricks of price negotiation in Paris. The real estate hunter is trained in this too, you can expect to benefit from a very interesting price.
Preparing your financial file well, an essential
Do you want to take advantage of a mortgage more quickly in order to speed up the purchase of your future property? Even if a real estate hunter can guide you, here are our tips for setting up your financial file, which will encourage your banker to grant you this loan. Moreover, if you want more tips in order to benefit from an advantageous rate and adapted monthly payments, go to the site http://www.123immo.info.
- Essential supporting documents: this is proof of identity, family situation, residence as well.
- Your latest payslips: if however you are not an employee, but self-employed or on a fixed-term contract, you must provide proof of regular income for at least three years.
- Documents relating to your contribution: if you are an entrepreneur, this can be part of your company's profits, a donation or savings made from a PEL.
- The documents relating to your various credits: in order to reassure your banker, it would be interesting to include in your file the proof of the remaining monthly payments of your current credits.
- Proof of your investments: again, this is a good way to encourage a bank to grant you a loan.
- Documents related to your real estate purchase: if you have already found the property of your dreams, then present a sales agreement, a technical diagnostic file, or even a preliminary contract in the event that you wish to invest in a new apartment. To find out a little more about the completion of this file, go to here.
A few tips for making a less expensive purchase
- Consider a ground floor: this type of property is much more advantageous than a property on a high floor.
- Some arrondissements are more advantageous than others: find out more about the price per square meter in the Parisian arrondissements. This one can go from single to double !
- A commercial property to renovate: if it will be necessary to consider work, the purchase of premises of this type represents a budget well below apartments for residential purposes.
Photo by Felix Wegerer/Unsplash
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